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  <url>
    <loc>https://www.affordableboston.org/october-action-thank-you</loc>
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    <lastmod>2019-11-07</lastmod>
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    <loc>https://www.affordableboston.org/call-2019</loc>
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    <lastmod>2019-12-12</lastmod>
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      <image:title>December 12 Call-In Day</image:title>
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  </url>
  <url>
    <loc>https://www.affordableboston.org/home-alt</loc>
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    <lastmod>2020-12-01</lastmod>
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      <image:title>Home Alt</image:title>
      <image:caption>A better world Starts with a choice Contact Us</image:caption>
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      <image:title>Home Alt</image:title>
      <image:caption>Sustainability Starts with you Join Us</image:caption>
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      <image:title>Home Alt</image:title>
      <image:caption>A better world Starts with a choice Join Us</image:caption>
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      <image:title>Home Alt</image:title>
      <image:caption>Preserve Nature Join Us</image:caption>
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  <url>
    <loc>https://www.affordableboston.org/partners-1</loc>
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    <lastmod>2020-12-01</lastmod>
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      <image:title>Partners</image:title>
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      <image:title>Partners</image:title>
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      <image:title>Partners</image:title>
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      <image:title>Partners</image:title>
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      <image:title>Partners</image:title>
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  <url>
    <loc>https://www.affordableboston.org/petition-tool</loc>
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    <priority>0.75</priority>
    <lastmod>2021-09-08</lastmod>
  </url>
  <url>
    <loc>https://www.affordableboston.org/call</loc>
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    <priority>0.75</priority>
    <lastmod>2021-09-08</lastmod>
  </url>
  <url>
    <loc>https://www.affordableboston.org/home-archived-2020-12-01</loc>
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    <priority>0.75</priority>
    <lastmod>2020-12-01</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/1570706524676-B6A4MRSRB470IRSI3TI0/100+AMI+vs+40+AMI+Horizontal.png</image:loc>
      <image:title>Home (Archived Dec 1 2020) - THE IDP SHOULD MATCH REAL BOSTON INCOMES, NOT USE AN INFLATED “AMI”</image:title>
      <image:caption>The IDP uses an extremely broken income statistic: “area median income,” or AMI. By including cities all around Boston such as Brookline and Newton, the AMI gives an annual income of $113,300 for a household of 4. Most households in Boston make nowhere near that! Our solution: redefine “affordable housing” to be truly affordable, including households making $0-25,000 and $25,000-50,000 a year.</image:caption>
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      <image:title>Home (Archived Dec 1 2020) - OCT 16 ACTION</image:title>
      <image:caption>Thank you to the 150 people who joined us on October 16 to build an affordable home on City Hall Plaza and demand change! You can donate to support the action and future actions. You can also view coverage of the action at boston.com and in the Bay State Banner. Thank you to the many artists, creators, and partners who made the action possible!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/1570700526684-V420V5W06IYJY0P9XHPD/Drastic+Mismatch+Between+New+Housing+and+Residents+Needs+and+Incomes.png</image:loc>
      <image:title>Home (Archived Dec 1 2020) - A STRONGER IDP WOULD MEAN BUILDING BOSTON FOR ALL ITS RESIDENTS</image:title>
      <image:caption>Only 9% of new housing is Boston is being built for low and moderate income residents who make up almost half of the City. And only 3% is affordable to the lowest-income households facing the most need. These numbers would increase dramatically if we start requiring 1/3 of housing in private developments to be truly affordable. 13% is not enough! And the 13% is not even truly affordable because the IDP focuses on higher income levels, meaning that almost no units built by private developers are affordable to 44% of Boston.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/1570706405083-GLTJ34P5ZT4NRDM9TRH8/Race+and+Income.png</image:loc>
      <image:title>Home (Archived Dec 1 2020) - TRULY AFFORDABLE HOUSING PROMOTES RACIAL JUSTICE, NOT RACIAL EXCLUSION AND INEQUALITY</image:title>
      <image:caption>People of color in Boston make much less than white people because of the combined forces of economic inequality and systemic racism. So not only does using high AMI’s exclude many Boston residents, but it discriminates against people of color. This is another reason that the IDP must redefine affordable housing to truly reach low- and moderate-income households!</image:caption>
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      <image:title>Home (Archived Dec 1 2020)</image:title>
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  <url>
    <loc>https://www.affordableboston.org/callreport</loc>
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    <lastmod>2021-09-07</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/signup</loc>
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    <lastmod>2020-12-01</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/call-script</loc>
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    <lastmod>2021-10-07</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/action</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-17</lastmod>
  </url>
  <url>
    <loc>https://www.affordableboston.org/statehouse</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2020-12-17</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/statehousescript</loc>
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    <lastmod>2021-01-04</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/state-house-fact-sheet</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-22</lastmod>
  </url>
  <url>
    <loc>https://www.affordableboston.org/linkinbio</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-08-24</lastmod>
  </url>
  <url>
    <loc>https://www.affordableboston.org/petition</loc>
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    <priority>0.75</priority>
    <lastmod>2021-10-05</lastmod>
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      <image:title>Petition - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.affordableboston.org/emailreport</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-09-22</lastmod>
  </url>
  <url>
    <loc>https://www.affordableboston.org/accion</loc>
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    <priority>0.75</priority>
    <lastmod>2023-06-02</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/about-us</loc>
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    <priority>0.75</priority>
    <lastmod>2024-10-30</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/home</loc>
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    <priority>1.0</priority>
    <lastmod>2024-10-30</lastmod>
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      <image:title>Home</image:title>
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  <url>
    <loc>https://www.affordableboston.org/our-goals</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-30</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/true-affordability</loc>
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    <priority>0.75</priority>
    <lastmod>2024-10-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/426eda43-556c-4fa3-97dc-6b766ff499b4/CTAB+housing+comparison.png</image:loc>
      <image:title>Why True Affordability? - New housing doesn’t match our incomes</image:title>
      <image:caption>There’s a drastic mismatch between new housing and community need - only 9% of new housing in Boston is being built for low- and moderate-income residents, who make up almost half of the city. And only 3% of this housing is affordable to the lowest-income households, who make up 27% of Boston residents! More than three-quarters (78%) of these households are housing cost burdened (paying more than 30% of their income on housing), compared to one third (34%) of middle-income households.   That's why we’ve called for inclusionary zoning that requires developers to make 1/3 of new housing truly affordable, and why we continue to advocate for Boston’s lowest-income residents to be centered in the City’s housing and planning policies. Learn more here about the extreme mismatch between Boston residents’ needs and new housing construction.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/0640bceb-7b51-42c4-b294-b5ea12874d4c/CTAB+race+comparison.png</image:loc>
      <image:title>Why True Affordability? - Communities of color are being excluded.</image:title>
      <image:caption>People of color in Boston make much less than white people because of the combined forces of economic inequality and systemic racism. More than half of households of color make less than 50% of AMI, but the current inclusionary zoning policy lets developers build “affordable” inclusionary units that are all for households making more than this amount. This high threshold not only excludes many Boston residents, but it also discriminates against people of color. This is another reason that Boston must redefine affordable housing to truly reach low- and moderate-income households!  Communities of color are also more vulnerable to speculation and displacement. After decades of disinvestment in communities of color, dating back to redlining and blockbusting, developers now want to cash in on luxury rents and condo prices with minimal affordability requirements. The new luxury developments are driving up prices in communities of color, leading to increased land prices, higher rents, and more displacement. And as people of color get displaced, they are unable to afford the units in the new developments going up in their neighborhoods.    This is why it’s so important to have strong affordability requirements in Boston’s inclusionary zoning policy, so more residents can benefit from new development instead of being harmed by it. This goes hand in hand with solutions such as tenant protections; affordable housing on community land trusts and public land; and funding for non-profits to buy land, buy and protect existing housing, and build new affordable housing. Together, these solutions can bring stability to the neighborhoods where low- and moderate-income people of color are being displaced!  Learn more here about racial justice and housing.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/c2140c9b-7425-4179-a326-9ecf4326d322/CTAB+income+level+comparison.png</image:loc>
      <image:title>Why True Affordability? - “Affordable” housing isn’t always affordable.</image:title>
      <image:caption>Affordable housing programs in Boston, including inclusionary units, are based off of an extremely broken statistic, “area median income” (AMI). Rather than looking at incomes in Boston and in neighborhoods here, the AMI measures a typical household income based on cities all around Boston — including Brookline, Newton, and even part of New Hampshire. Using all these wealthy cities to calculate the AMI gives an income of $163,200 for a household of 4. Most households in Boston make nowhere near that amount!   The City can build housing for different income levels based on a “percentage of AMI”, but City policies often still set housing at a level that’s out of reach for our communities, including most Boston residents of color.   That’s why we’ve called for an inclusionary zoning policy where rental units are set at an average of 40% of AMI ($65,280 for a household of 4) instead of 70% of AMI ($114,240 for a household of 4), and why we continue to advocate for a definition of affordability that matches Bostonians’ actual incomes.  Learn more here about how to understand Area Median Income.</image:caption>
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  </url>
  <url>
    <loc>https://www.affordableboston.org/news-and-media</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-21</lastmod>
  </url>
  <url>
    <loc>https://www.affordableboston.org/income-housing-mismatch</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/2b68eea3-7ea1-4511-918e-aa1da69d8d3d/CTAB+housing+comparison.png</image:loc>
      <image:title>Income/Housing Mismatch</image:title>
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  </url>
  <url>
    <loc>https://www.affordableboston.org/ami-vs-boston-incomes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/e0a63df5-4215-4b16-b3a6-c81794ea892b/CTAB+income+levels.png</image:loc>
      <image:title>AMI vs Boston Incomes</image:title>
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      <image:title>AMI vs Boston Incomes</image:title>
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  </url>
  <url>
    <loc>https://www.affordableboston.org/racial-justice-and-housing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9a65594e8c90184fc80549/2c0bfc38-e059-46cd-b378-f365733d76b7/CTAB+race+comparison.png</image:loc>
      <image:title>Racial Justice and Housing</image:title>
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  <url>
    <loc>https://www.affordableboston.org/get-involved</loc>
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    <lastmod>2024-10-30</lastmod>
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  <url>
    <loc>https://www.affordableboston.org/what-we-do-bedford</loc>
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    <lastmod>2025-05-09</lastmod>
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      <image:title>What We Do</image:title>
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  <url>
    <loc>https://www.affordableboston.org/contact-bedford</loc>
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    <lastmod>2025-05-09</lastmod>
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      <image:title>Contact</image:title>
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